IO

Indian Overseas Bank

GUJJARWAL Branch

GAJJARWAL, PUNJAB LUDHIANA District
NEFT RTGS IMPS UPI
IFSC Code
RBI VERIFIED
IOBA0000197
MICR: 141020521
IOBA0000197
IFSC Code
IOBA
Bank Code
000197
Branch Code
GAJJARWAL
City
PUNJAB
State
Branch Information
IFSC Code
IOBA0000197
MICR Code
141020521
Branch
GUJJARWAL
City
GAJJARWAL
District
LUDHIANA
State
PUNJAB
Phone
Payment Services
NEFT
National Electronic Funds Transfer — same-day settlement
Unconfirmed
RTGS
Real Time Gross Settlement — large value transfers
Unconfirmed
IMPS
Immediate Payment Service — 24×7 instant transfers
Unconfirmed
UPI
Unified Payments Interface — scan & pay instantly
Unconfirmed
Service availability is not confirmed in our records. NEFT, RTGS, IMPS & UPI may still be supported — please contact the branch directly to verify.
About IFSC Code IOBA0000197

The IFSC code IOBA0000197 uniquely identifies the GUJJARWAL branch of Indian Overseas Bank in GAJJARWAL, PUNJAB. This 11-character alphanumeric code is mandatory for NEFT, RTGS, and IMPS electronic fund transfers in India.

IOBA
Bank Code
0
Reserved
000197
Branch Code