FD Rates India 2026 — Complete Bank Comparison

Fixed deposit interest rates from all major banks. Last updated: 14 Jul 2026

All Bank FD Rates 2026

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Key FD Insights 2026

  • Small finance banks offer highest FD rates (7-9% range)
  • Senior citizens get 0.25-0.50% extra on most FDs
  • 5-year FD qualifies for Section 80C (up to ₹1.5L deduction)
  • TDS at 10% if annual FD interest exceeds ₹40,000
  • DICGC insures deposits up to ₹5 lakh per bank

How to Cite This Report

LoanAndBanking. (2026). Fixed Deposit Rates India 2026. Retrieved from https://loanandbanking.com/research/fd-rates-india-2026