ITR Filing Guide 2026
For FY 2025-26 (AY 2026-27)
Due Date: July 31, 2026
Portal: incometax.gov.in
How to File ITR 2026 Online — Step by Step
1
Gather Your Documents
- Form 16 from employer (Part A and Part B)
- Bank account statements with interest income
- Investment proofs: PPF passbook, ELSS statements, LIC premium receipts
- Home loan certificate from bank (for Section 24b deduction)
- Rent receipts (for HRA exemption if applicable)
- Capital gains statement from broker (if applicable)
2
Determine Your ITR Form
- ITR-1 (Sahaj): Salaried with income up to ₹50 lakh, one house property
- ITR-2: Salaried/pensioners with capital gains or foreign income
- ITR-3: Business/profession income
- ITR-4 (Sugam): Presumptive taxation under Section 44AD/44ADA
3
Choose Tax Regime
- Old Regime: Claim deductions (80C, 80D, HRA, home loan)
- New Regime: Lower slab rates, no major deductions (default from FY 2024-25)
- Use our Tax Calculator to compare and choose the better option
4
File on Income Tax Portal
- Visit incometax.gov.in → File ITR
- Login with PAN (or Aadhaar) and password
- Select Assessment Year: 2026-27
- Fill ITR form online or upload JSON/XML
- Review pre-filled data from Form 26AS and AIS
5
e-Verify Your Return
- e-Verify within 30 days of filing (ITR is invalid otherwise)
- Methods: Aadhaar OTP (instant), Net Banking, Bank ATM, DSC
- Or send signed ITR-V to CPC Bengaluru by speed post
ITR 2026 Important Dates
| Taxpayer Category | Due Date |
|---|---|
| Individuals & HUF (non-audit) | July 31, 2026 |
| Businesses requiring audit | October 31, 2026 |
| Transfer pricing cases | November 30, 2026 |
| Belated/revised return | December 31, 2026 |
Tip: Compare old vs new tax regime using our Income Tax Calculator before filing.