IO

Indian Overseas Bank

BARANHARA Branch

LUDHIANA, PUNJAB LUDHIANA District
NEFT RTGS IMPS UPI
IFSC Code
RBI VERIFIED
IOBA0003047
MICR: 141020028
IOBA0003047
IFSC Code
IOBA
Bank Code
003047
Branch Code
LUDHIANA
City
PUNJAB
State
Branch Information
IFSC Code
IOBA0003047
MICR Code
141020028
Branch
BARANHARA
City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Payment Services
NEFT
National Electronic Funds Transfer — same-day settlement
Unconfirmed
RTGS
Real Time Gross Settlement — large value transfers
Unconfirmed
IMPS
Immediate Payment Service — 24×7 instant transfers
Unconfirmed
UPI
Unified Payments Interface — scan & pay instantly
Unconfirmed
Service availability is not confirmed in our records. NEFT, RTGS, IMPS & UPI may still be supported — please contact the branch directly to verify.
About IFSC Code IOBA0003047

The IFSC code IOBA0003047 uniquely identifies the BARANHARA branch of Indian Overseas Bank in LUDHIANA, PUNJAB. This 11-character alphanumeric code is mandatory for NEFT, RTGS, and IMPS electronic fund transfers in India.

IOBA
Bank Code
0
Reserved
003047
Branch Code