Repo Rate Today 2026

Current Repo Rate set by Reserve Bank of India with historical data

Data will be updated after next RBI MPC meeting

We update rates within 24 hours of every RBI Monetary Policy Committee announcement.

Impact on Your Home Loan EMI

The Repo Rate directly affects your Home Loan interest rate. When RBI changes the repo rate, banks adjust their MCLR/EBR-linked loan rates within 3 months. Use this quick calculator to see how a rate change affects your EMI.

Repo + spread (~2.5%)